Fair Credit Reporting Act

Q.  Which of the following gives consumers the right to see their credit records and correct mistakes?
- Published on 17 Feb 17

a. FACTA
b. FCRA
c. FDCPA
d. FOIA

ANSWER: FCRA
 
The Fair Credit Reporting Act (FCRA) is a Federal law established in 1971 and revised in 1997.

The Fair Credit Reporting Act (FCRA) is a federal law that regulates how consumer reporting agencies use your information.

It also restricts who has access to your sensitive credit information and how that information can be used.

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