Insurance Cover For Railway Passengers

Q.  Which of the following is/are true regarding Insurance Cover for Railway Passengers?

1) It is only for passengers booking tickets through IRCTC website i.e. e-ticket.
2) The objective behind the scheme is to maximize compensation to the passengers.
- Published on 17 Nov 16

a. Only 1
b. Only 2
c. Both 1 and 2
d. Neither 1 nor 2

ANSWER: Both 1 and 2
 
  • An Optional Travel Insurance Scheme on a pilot basis for one year has been launched w.e.f 01/09/2016 for the railway passengers who book e-ticket through official website of Indian Railway Catering & Tourism Corporation (IRCTC).
  • Under the scheme reserved passengers who expire or are disabled permanently or partially due to train accident and untoward incidents during train journey will be entitled to sum assured as per the details given below.
  • The objective behind the scheme is to maximize compensation to the passengers for the loss caused to them by train accident and untoward incidents.

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