1) According to 14th Finance Commission, in spirit of Co-operative Federalism, how much percent of Union Taxes has decided to be transferred to the States?
a. 42%
b. 50%
c. 58%
d. 35%
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ANSWER: 42%
Explanation:
It’s a recommendation of the 14th Finance Commission and has been implemented in the Union Budget 2015-16.
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2) Which scheme / schemes is / are completely delinked from support of the Centre?
1. National e-Governance Plan
2. National Mission on Food Processing
3. National Nutrition Mission
4. Tourist Infrastructure
a. 1, 2 and 4
b. 2, 3 and 4
c. 1, 2 and 3
d. All of the above
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3) Which programme / programmes is / are envisaged to make India a manufacturing hub of the world?
1. Skill India
2. Make in India
3. Made in India
a. Only 2
b. Only 3
c. 1 and 2
d. 1 and 3
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4) Which of the following statement / s is / are correct?
1. Public Debt Management Agency (PDMA) bringing both external and domestic borrowings under one roof to be set up this year.
2. Forward Markets commission to be merged with SEBI.
a. Only 1
b. Only 2
c. Both 1 and 2
d. None of the above
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5) Which of the following is not one of the four goals for Indian Railways to transform over next five years?
a. To deliver a sustained and measurable improvement in customer experience.
b. To expand Bhartiya Rail’s capacity substantially and modernize infrastructure.
c. Bhartiya Rail to become prime mover of economy.
d. To make Bhartiya Rail financially self-sustainable.
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ANSWER: Bhartiya Rail to become prime mover of economy.
Explanation:
The fourth goal is to make Rail a safer means of travel.
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6) Which North-Eastern state of India has been brought on the Railway map of India recently?
a. Meghalaya
b. Arunachal Pradesh
c. Nagaland
d. None of the above
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Explanation
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ANSWER: Meghalaya
Explanation:
Meghalaya was the only state among the seven sisters of the Northeast not having any railway line. Meghalaya first passenger train from Mendipathar in Meghalaya to Dudhnoi in Assam.
*Direct connectivity to Delhi has been provided to Arunachal Pradesh. The 'Land of the Rising Sun’ - Arunachal Pradesh is popularly known as. First train connecting the easternmost state of the country, parts of which China claims to be its own, with the national capital.
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7) Innovation council for business re-engineering and introducing a spirit of innovation in Railways would be known as
a. Kayakalp
b. Incredible rail
c. Rail Technology Corporation Scheme
d. None of the above
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8) Which of the following statement / s is / are correct in regards to Railways and Tourism?
1. Incredible Rail for Incredible India to be launched.
2. Promotion of training of auto-rickshaw and taxi-operators as tourist-guides.
3. Promoting the Gandhi circuit to attract tourists to mark the occasion of 100 years of the return of Mahatma Gandhi to India from South Africa.
4. Work on Kisan Yatra, a special travel scheme for farmers for farming & marketing technique centres.
a. Only 1 and 2
b. Only 1, 3 and 4
c. Only 1 and 3
d. All of the above
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9) Planning Commission has been replaced by
a. SETU
b. National Development and Reform Commission (NDRC)
c. National Institution for Transforming India Aayog
d. Control Commission
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Explanation
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ANSWER: National Institution for Transforming India Aayog
Explanation:
NITI Aayog or National Institution for Transforming India Aayog - policy think-tank of Government of India that replaces Planning Commission and aims to involve the states in economic policy-making in India. It’s adopting bottom-up approach rather than traditional top-down approach as in planning commission. The Prime Minister heads the Aayog as its chairperson. While the Planning Commission had no representation for State and Union territories, the NITI Aayog has.
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10) The flagship programme Rashtriya Krishi Vikas Yojana was launched in which five year plan?
a. 9th
b. 11th
c. 10th
d. 12th
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11) B. K. Chaturvedi Committee Report is in regards to
a. Agricultural and Micro finance development
b. Division of taxes amongst Union and States
c. Reforms in Baking to manage recession and Inflation
d. Restructuring of the Centrally Sponsored Schemes (CSS)
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Explanation
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ANSWER: Restructuring of the Centrally Sponsored Schemes (CSS)
Explanation:
No explanation is available for this question!
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12) What is the theme of 11th five year plan?
a. Inclusive growth
b. Faster, More inclusive and Sustainable growth
c. Financial Inclusion
d. Inclusive growth and social justice
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13) Which of the following statement / s is / are correct as per aims of the 12th Plan?
1. We must strive to bring the IMR (Infant Mortality Rate) down to 28 by the end of the Twelfth Plan.
2. We must strive to bring MMR (Maternal mortality rate) down to 100 by the end of the Plan.
a. Only 1
b. Only 2
c. Both 1 and 2
d. None of the above
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ANSWER: Only 2
Explanation:
12th Plan aims to bring the IMR down to 25 by the end of the plan period. Reducing IMR to 28 was the target of 11th Plan.
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14) The 12th Five year plan aims at
a. Greening 5 million ha under Green India Mission.
b. Integrated Ecotourism District Plans covering 10 per cent of all potential Protected Areas (PAs) by 2017.
c. Cleaning all the critically polluted rivers by 2020 and 80% by 2017.
d. All of the above
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15) National Mission for a Green India’ under National Action Plan on Climate Change (NAPCC) is replacing
a. National Mission on Combating Desertification
b. National Afforestation Programme
c. Forest Conservation programme
d. Joint Forest Management programme
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16) Which of the following statement / s is / are correct as per aims of the 12th Plan?
1. Reducing head count poverty by 10%.
2. Generate 10 million new work opportunities in the non-farm sector and provide skill certification to equivalent numbers during the Twelfth Five Year Plan.
3. Provide access to banking services to all Indian households by the end of plan period.
4. Major subsidies and welfare related beneficiary payments to be shifted to direct cash transfer using the Aadhar platform with linked bank accounts by the end of the plan period.
a. Only 1 and 3
b. Only 1 and 2
c. Only 1 and 4
d. 1, 2, 3 and 4
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ANSWER: Only 1 and 4
Explanation:
It aims to generate 50 million job opportunities. And aims to provide access to banking services to 90% Indian households by the end of plan period.
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17) The approach to develop tourism in the 12th plan is
a. Pro-poor Tourism
b. Heritage tourism
c. Wellness tourism
d. Eco-Tourism
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ANSWER: Pro-poor Tourism
Explanation:
For enabling tourism to realize its potential, the plan emphasizes the need to adopt a ‘pro-poor tourism’ approach aimed at increasing the net benefits to the poor from tourism and ensure that tourism growth contributes to poverty reduction. ‘Pro-poor Tourism’ is essentially about redistribution of resources and opportunities and not just the creation of a new tourism product.
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18) Which of the following statement / s is / are correct as per aims of the 12th Plan?
1. Achieve near-universal enrolment in secondary education, with the GER exceeding 90 per cent by 2017.
2. Reduce Dropout rate to less than 25 per cent by 2017.
3. Raise the overall literacy rate to over 80 per cent.
4. Reduce the gender gap in literacy to less than 10 per cent.
a. Only 1, 2 and 3
b. Only 2 and 3
c. Only 1 and 4
d. 1, 2, 3 and 4
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19) Which bank will be responsible for refinancing all Micro-finance Institutions which are in the business of lending to small entities of business?
a. MUDRA Bank
b. Post Bank
c. NABARD
d. RBI
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Explanation
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ANSWER: MUDRA Bank
Explanation:
Micro Units Development Refinance Agency (MUDRA) Bank to be created. In lending, priority will be given to SC/ST enterprises. Lending to such small entities of business through a Pradhan Mantri Mudra Yojana.
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20) Which of the following statement / s is / are correct?
1. Pradhan Mantri Jeevan Jyoti Bima Yojana is to cover accidental death risk of Rs. 2Lakh for a premium of just Rs. 12 per year.
2. Atal Pension Yojana to provide a defined pension, depending on the contribution and the period of contribution.
3. Pradhan Mantri Suraksha Bima Yojna to cover both natural and accidental death risk of Rs. 2 lakh at premium of Rs. 330 per year for the age group of 18-50.
a. Only 1
b. Only 2
c. Only 1 and 3
d. All of the above
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21) Which are envisaged to be important new measures for financial inclusion?
a. Pradhan Mantri Jan Dhan Yojna and RuPay Card
b. Pradhan Mantri Jan Suraksha Yojna and RuPay Card
c. Aadhar and RuPay Card
d. Pradhan Mantri Mudra Yojana and RuPay Card
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Answer
Explanation
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ANSWER: Pradhan Mantri Jan Dhan Yojna and RuPay Card
Explanation:
Pradhan Mantri Jan Dhan Yojna and RuPay Card will enable achievement of multiple objectives such as financial inclusion, insurance penetration and digitalization.
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22) Which department is a full-fledged ministry now?
a. Department of Atomic Energy
b. Department of AYUSH
c. Department of Space
d. Department of Posts
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Explanation
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ANSWER: Department of AYUSH
Explanation:
Created on 9th November, 2014. Earlier came under Ministry of Health and Family Welfare.The Department of Indian Medicine and Homeopathy (ISM&H) was created in March 1995 and renamed as Department of Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy (AYUSH) in November 2003.
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23) Central Statistics Office (CSO) has recently shifted to which base year and from which base year?
a. 2004-05 to 2010-11
b. 1992-93 to 2004-05
c. 2004-05 to 2011-12
d. None of the above
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24) Which of the following statement / s is / are correct?
1. India’s major source of import is China, followed by UAE.
2. India’s major destination of exports is USA, followed by UAE.
a. Only 1
b. Only 2
c. Both 1 and 2
d. None of the above
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ANSWER: Only 2
Explanation:
Top 5 countries of Import – 1) China; 2) Saudi Arabia; 3) UAE; 4) USA and 5) Switzerland.
Top 5 countries of Export – 1) USA; 2) UAE; 3) China; 4) Hong Kong; 5) Singapore.
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25) Which of the following scheme / s has / have been announced for development of Urban Infrastructure?
1) Swachh Bharat Mission (SBM)
2) HRIDAY Scheme
3) Smart City Scheme
a. Only 2 and 3
b. Only 3
c. Only 2
d. All of the above
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ANSWER: All of the above
Explanation:
HRIDAY stands for Heritage City Development and Augmentation Yojana. The objectives of the SBM are elimination of open defecation, eradication of manual scavenging, modern and scientific solid waste management, and generating awareness about sanitation and its linkage with public health. The objective of HRIDAY is to preserve the character of a heritage city and facilitate inclusive heritage-linked urban development by exploring various avenues including involvement of the private sector. It is proposed to develop 100 Smart Cities identified on the basis of stipulated criteria. These cities will have smart (intelligent) physical, social, institutional, and economic infrastructure to improve public services.
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26) The ‘Neeranchal’ initiative is for
a. Giving impetus to watershed development in the country
b. Providing safe and clean drinking water
c. Providing water for industries
d. Popularizing drip and sprinkle irrigation.
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ANSWER: Giving impetus to watershed development in the country
Explanation:
No explanation is available for this question!
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27) Millennium Development Goals, which are coming to an end in 2015 will be replaced by
a. Sustainable Development Goals
b. New Millennium Development Goals
c. Development Agenda
d. Sustainable Goals
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Explanation
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ANSWER: Sustainable Development Goals
Explanation:
The UN Conference on Sustainable Development (Rio+20) held in June 2012 at Rio came out with SDGs in July 2014. The SDGs cover a broad range of sustainable development issues and also focus on means of implementation as one of the overarching goals to achieve the SDGs. These are expected to be integrated into the UN’s post-2015 Development Agenda.
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28) ‘Kaushal Bharat, Kushal Bharat’ is tagline of which initiative?
a. Make In India
b. Atal innovation Mission
c. Skill India
d. SETU (Self-Employment and Talent Utilization)
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ANSWER: Skill India
Explanation:
Skill India Campaign includes National Skill Development Mission, National Policy for Skill Development and Entrepreneurship 2015, Pradhan Mantri Kaushal Vikas Yojana (PMKVY) scheme and the Skill Loan scheme. The tagline, ‘Kaushal Bharat, Kushal Bharat’ suggests that skilling Indians (‘Kaushal Bharat’) will result in a happy, healthy, prosperous and strong nation (‘Kushal Bharat.’)
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29) Which of the following statement / s is / are correct?
1. Pradhan Mantri Kaushal Vikas Yojana (PMKVY) will converge, coordinate, implement and monitor skilling activities across India and also be a vehicle to achieve the objectives of the National Policy for Skill Development and Entrepreneurship 2015.
2. In Skill Loan scheme, loans ranging from Rs 5,000-1.5 lakhs will be made available to 34 lakh youth of India seeking to attend skill development programmes over the next five years.
a. Only 1
b. Only 2
c. Both 1 and 2
d. None of the above
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Explanation
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ANSWER: Only 2
Explanation:
Pradhan Mantri Kaushal Vikas Yojana (PMKVY), the Ministry’s flagship, demand-driven, reward-based skill training scheme will incentivise skill training by providing financial rewards to candidates who successfully complete approved skill training programmes. Statement 1 is regarding National Skill Development Mission.
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30) For the first time, the skills of young people who lack formal certification, such as workers in India’s vast unorganized sector, will be recognized through an initiative known as
a. Recognition of Prior Learning
b. Pradhan Mantri Kaushal Vikas Yojana
c. Certified Skilled Workforce
d. Recognition of Skilled Labour
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Explanation
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ANSWER: Recognition of Prior Learning
Explanation:
Through the initiative 10 lakh youth will be assessed and certified for the skills that they already possess. It comes under Skill India Campaign.
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31) Mission Indradhanush is in regards to
a. Giving boost to tourism in the 7 North-eastern States
b. Agricultural Development of the 7 North-eastern States.
c. Rainbow Revolution with focus on 7 food crops.
d. Vaccination of children against 7 vaccine-preventable diseases
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ANSWER: Vaccination of children against 7 vaccine-preventable diseases
Explanation:
Mission Indradhanush was launched on 25 December 2014 with the aim of covering all those children who are either unvaccinated or are partially vaccinated against seven vaccine-preventable diseases which include diphtheria, whooping cough, tetanus, polio, tuberculosis, measles, and hepatitis B by 2020.
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32) JAM number trinity stands for
a. Jan Dhan, Aadhar, Mobile number
b. Jan Suraksha, Aadhar, Mobile number
c. Jeevan Bima, Atal pension yojana, MGNREGA
d. Jan Suraksha, Aadhar, MGNREGA
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Explanation
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ANSWER: Jan Dhan, Aadhar, Mobile number
Explanation:
Jan Dhan, Aadhar and Mobile (JAM) - for direct benefit transfer.
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33) Which of the following statement / s is / are correct?
1. The 8 Millennium Development Goals will be replaced by 17 Sustainable Development Goals.
2. These 17 SDGs will be adopted by Member States at the Sustainable Development Summit in September 2015.
a. Only 1
b. Only 2
c. Both 1 and 2
d. None of the above
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34) The Fourteenth Finance Commission’s Recommendations will
a. Bring about greater fiscal federalism
b. Reduce other Central transfers to states
c. Give greater autonomy to states on revenue and expenditure
d. All of the above
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35) What are the prominent twin objectives of the food security system?
a. Price Stability and provide sufficient food grains to the poor
b. Provision of minimum nutritional support to the poor through subsidized food grains and ensuring price stability in different states
c. Boost productivity and ensure price stability
d. Reduce subsidies and provide sufficient food grains to the poor
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Explanation
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ANSWER: Provision of minimum nutritional support to the poor through subsidized food grains and ensuring price stability in different states
Explanation:
No explanation is available for this question!
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36) The Indian banking balance sheet is suffering from ‘double financial repression’. It means that
a. On the liabilities side, statutory liquidity ratio (SLR) and priority sector lending (PSL) requirements have depressed returns to bank assets. On the assets side, high inflation lowered real rates of return on deposits.
b. On the liabilities side, interest on loans is increasing. On assets side, Non performing assets are increasing.
c. On the liabilities side, high inflation lowered real rates of return on deposits. On the assets side, statutory liquidity ratio (SLR) and priority sector lending (PSL) requirements have depressed returns to bank assets.
d. None of the Above
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Explanation
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ANSWER: On the liabilities side, high inflation lowered real rates of return on deposits. On the assets side, statutory liquidity ratio (SLR) and priority sector lending (PSL) requirements have depressed returns to bank assets.
Explanation:
No explanation is available for this question!
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37) Which of the following statement / s is / are correct?
1) Implementing the FFC recommendations will lead to states accounting for a lesser share of total tax revenue and more fiscal autonomy.
2) In terms of fiscal management, states as a whole have been more prudent than the centre in recent years.
a. Only 1
b. Only 2
c. Both 1 and 2
d. None of the above
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Explanation
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ANSWER: Only 2
Explanation:
Implementing the FFC recommendations will lead to states accounting for a larger share of total tax revenue and more fiscal autonomy.
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38) The Swavalamban Scheme, a co-contributory pension scheme launched in 2010 is
a. For persons in the unorganized sector
b. Citizens of India who are not part of any pension/provident fund scheme
c. Both 1 and 2
d. 1, 2 and Senior citizens above the age of 80 years.
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39) Work on developing an Indian Gold Coin will be commenced soon. What of the following will it carry on its face?
a. Sarnath Lion
b. Charkha
c. Tiger
d. Ashok Chakra
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