1) Which of the following is the longest reigning monarch in world?
a. Sultan Qaboos Bin Said
b. Queen Elizabeth
c. emperor Akihito
d. Bhumibol Adulyadej
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Answer
Explanation
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ANSWER: Bhumibol Adulyadej
Explanation:
Bhumibol Adulyadej is presently world's longest reigning monarch with 69 years rule. Queen Elizabeth will become Britain's longest-ruling monarch on 9 th September, breaking the record of queen Victoria.
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2) Which of the following country agreed to crack down on terrorism and issued a joint statement with India?
a. Yemen
b. Israel
c. UAE
d. Germany
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Answer
Explanation
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ANSWER: UAE
Explanation:
India and the United Arab Emirates (UAE) elevated the relationship between the two countries to a comprehensive strategic partnership and to “co-ordinate efforts to fight radicalisation and misuse of religion by groups and countries for inciting hatred, perpetrating and justifying terrorism or pursuing political aims. The statement which encompasses joint military exercises and greater security cooperation
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3) Which of the following statements is/are correct?
1. NBFCs does not hold a banking license.
2. NBFC can issue Demand Drafts like banks.
a. Only 1
b. Only 2
c. Both
d. None
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4) Which of the following statements is/are correct?
1. Nagaland is known as the land of festivals, as each tribe celebrates its own festival.
2. To encourage inter-tribal interaction and to promote cultural heritage of Nagaland, the Government of Nagaland organizes the Hornbill Festival.
a. Only 1
b. Only 2
c. Both
d. None
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Answer
Explanation
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ANSWER: Both
Explanation:
Hornbill Festival is called as a festival of festivals. Hornbill Festival is organized by the State Tourism and Art & Culture Departments. It showcases a mélange of cultural displays under one roof. This festival usually takes place between the 1st and the 7th of December every year in Kohima.
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5) Which of the following places are related to Buddha's life?
1. Vaishali
2. Kushinagara
3. Sravasti
a. Only 1
b. 1 and 2
c. 2 and 3
d. All
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Answer
Explanation
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ANSWER: All
Explanation:
Vaishali and Kushinagara were the places where buddha gave his sermon.
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6) Comprehensive Convention on International Terrorism is proposed international treaty at UN by
a. India
b. Norway
c. USA
d. France
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Answer
Explanation
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ANSWER: India
Explanation:
The Comprehensive Convention on International Terrorism is a proposed treaty which intends to criminalize all forms of international terrorism and deny terrorists, their financiers and supporters access to funds, arms, and safe havens. The negotiations of this treaty are currently under way has been under negotiation at the United Nations General Assembly's Ad Hoc Committee and the United Nations General Assembly Sixth Committee (Legal). The negotiations are currently deadlocked.
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7) Which agency regulates and supervises NBFCs?
a. Finance Ministry
b. SEBI
c. RBI
d. Respective state government
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Explanation
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ANSWER: RBI
Explanation:
The Reserve Bank of India is entrusted with the responsibility of regulating and supervising the Non-Banking Financial Companies by virtue of powers vested under Reserve Bank of India Act, 1934.
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8) Which of the following statements is/are correct?
1. Dhyan Chand Award is India's highest award for lifetime achievement in sports and games.
2. Sachin Tendulkar was awarded with Dhyan Chand Award in 2013.
a. Only 1
b. Only 2
c. Both
d. None
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9) Which of the following can be considered as a biological catalysts?
a. Trans-fats
b. DNA
c. Lipids
d. Enzymes
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Answer
Explanation
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ANSWER: Enzymes
Explanation:
In biology, enzymes are protein-based catalysts in metabolism and catabolism. Most biocatalysts are enzymes, but other non-protein-based classes of biomolecules also exhibit catalytic properties including ribozymes, and synthetic deoxyribozymes.
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10) Which of the following statements are correct?
1. UNHCR is a member of the United Nations Development Group.
2. UNHCR's headquarter is in New York.
3. Mandated to protect and support refugees at the request of a government or the UN itself.
4. The UNHCR has won two Nobel Peace Prizes.
a. 1,2,3
b. 2,4
c. 1,3,4
d. All
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11) Which of the following statements is/are correct?
1. International Telecommunication Union is a member of the United Nations Development Group.
2. The ITU coordinates the shared global use of the radio spectrum, promotes international cooperation in assigning satellite orbits.
a. Only 1
b. Only 2
c. Both
d. None
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12) South China sea is part of a
a. Indian ocean
b. Pacific ocean
c. Both
d. none
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Explanation
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ANSWER: Pacific ocean
Explanation:
The South China Sea is a marginal sea that is part of the Pacific Ocean, encompassing an area from the Singapore and Malacca Straits to the Strait of Taiwan.
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13) Start Up India, Stand Up India campaign is related to
a. Adult literacy
b. Future vision in IT sector
c. Encouragement to the Internet connectivity
d. Upcoming entrepreneurs and start-ups in India
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Answer
Explanation
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ANSWER: Upcoming entrepreneurs and start-ups in India
Explanation:
No explanation is available for this question!
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14) Assertion : The Arabian Sea branch of the monsoon is much more powerful than the Bay of Bengal branch.
Reason: The Arabian sea is larger than bay of bengal
a. Assertion & Reason both are correct and Reason is the correct explanation.
b. Assertion is wrong but reason is correct.
c. Assertion is correct but reason is wrong.
d. Both Assertion & reason are correct but reason is not the correct explanation of reason.
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Answer
Explanation
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ANSWER: Assertion & Reason both are correct and Reason is the correct explanation.
Explanation:
The Arabian sea is larger than bay of bengal so more moisture is picked up by the monsoonal winds while passing over it.
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15) Which of the following cities are declared as twin national heritage cities by government?
a. Agra and Lukhnow
b. Varansi and Prayag
c. Rishikesh and Haridwar
d. Kedarnath and Risikesh
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Answer
Explanation
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ANSWER: Rishikesh and Haridwar
Explanation:
The Union tourism ministry will be conferring the title of 'twin national heritage cities' to the temple towns of Rishikesh and Haridwar
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16) What is the name of Aadhaar-based Digital Life Certification system for Pensioners?
a. Jeevan Aadhar
b. Jeevan Pramaan
c. Jeevan Pranali
d. Jeevan Rekha
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Answer
Explanation
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ANSWER: Jeevan Pramaan
Explanation:
The “Jeevan Pramaan” – an “Aadhaar-based Digital Life Certification system with an objective to facilitate on-line submission of Life Certificate by pensioners
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17) Ankia Naat is folk dance of
a. Odisha
b. Meghalaya
c. Sikkim
d. Assam
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Explanation
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ANSWER: Assam
Explanation:
Ankia Naats are a class of one act plays performed in Assam, India.The invention of the Ankia Naat is usually attributed to the medieval saint and social reformer Srimanta Sankardeva. These plays were written in an artificialAssamese-Maithili mixed language called Brajavali and are primarily centered on Krishna. A particular presentation of an Ankia Naat is called a Bhaona. The plays are usually combine live instruments and singers, dance and elaborate costumes in production.
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18) International Association of Athletics Federations's headquarters is based in
a. Stockholm
b. Amsterdam
c. Athens
d. Monaco
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Explanation
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ANSWER: Monaco
Explanation:
The International Association of Athletics Federations (IAAF) is the international governing body for the sport of athletics. It was founded on 17 July 1912 at its first congress in Stockholm, Sweden by representatives from 17 national athletics federations as the International Amateur Athletics Federation. Since October 1993, it has been headquartered in Monaco.
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19) Which of the following statements is/are correct?
1.Non resident Indians will be allowed to open accounts in payment banks.
2. Payment banks can issue credit cards.
a. Only 1
b. Only 2
c. Both
d. None
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Answer
Explanation
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ANSWER: None
Explanation:
Non resident Indians will not be allowed to open accounts in payment banks.Payment banks can issue ATM/debit cards but not credit cards.
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20) Which of the following statements is/are correct?
1. India Aspiration Fund (IAF) would invest in venture capital funds with initial corpus of Rs. 2,000 crore.
2. SIDBI Make in India Loan for Enterprises (SMILE) is a debt-fund with Initial corpus of Rs. 10, 000 crore
a. Only 1
b. Only 2
c. Both
d. None
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Answer
Explanation
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ANSWER: Both
Explanation:
SIDBI under the first fund India Aspiration Fund (IAF) would invest in venture capital funds for meeting the equity requirement of MSME start-ups and for this the initial corpus of Rs. 2,000 crore has been set. Life Insurance Corp. of India (LIC) will be a partner and co-investor in this fund. Under second fund the SIDBI Make in India Loan for Enterprises (SMILE) is a debt-fund which will carter soft term loans to MSMEs to meet debt-to-equity norms and pursue growth opportunities, SIDBI has set Initial corpus of Rs. 10, 000 crore under SMILE fund.
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21) What is the name of the portal launched for the benefit of students seeking Educational Loans?
a. Vidya Vardhini
b. Vidya Sagar
c. Vidya Lakshmi
d. Vidya Vita
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Answer
Explanation
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ANSWER: Vidya Lakshmi
Explanation:
A web-based portal Vidya Lakshmi was launched on the occasion of Independence Day i.e. 15Th August, 2015 for the benefit of students seeking Educational Loans. The Portal has been developed and maintained by NSDL e-Governance Infrastructure Limited (NSDL e-Gov) under the guidance of Department of Financial Services, Ministry of Finance, Department of Higher Education, Ministry of Human Resource Development and Indian Banks’ Association (IBA).
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22) Which of the following statements is/are correct about payment banks?
1. Payment banks can raise deposits of upto Rs. 10 lakh
2. It also pay interest on these balances just like a savings bank account does.
a. Only 1
b. Only 2
c. Both
d. None
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23) Which of the following statements is/are correct about payment banks?
1. They can provide forex cards to travellers, usable again as a debit or ATM card all over India.
2. They can offer forex services at charges higher than banks.
a. Only 1
b. Only 2
c. Both
d. None
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24) Which of the following entities were granted in-principle approval to be a payment bank by RBI?
1. IDFC
2. Department of Posts
3. Tech Mahindra Ltd
4. Bandhan bank
5. Vodafone m-pesa Ltd
a. 1,2,3,5
b. 2,3,5
c. 2,3,4
d. All
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Answer
Explanation
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ANSWER: 2,3,5
Explanation:
Aditya Birla Nuvo Ltd, Airtel M Commerce Services Ltd, Cholamandalam Distribution Services Ltd, Department of Posts, Fino PayTech Ltd, National Securities Depository Ltd, Reliance Industries Ltd, Dilip Shantilal Shanghvi ,Vijay Shekhar Sharma , Tech Mahindra Ltd ,Vodafone m-pesa Ltd are te 11 entities which were granted in-principle approval to be a payment bank by RBI. Bandhan bank and IDFC received licenses to start full-service banks.
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25) Which of the following statements is/are correct about payment banks?
1. The minimum capital requirement is Rs 100 crore.
2. Foreign share holding will not be allowed in these banks.
a. Only 1
b. Only 2
c. Both
d. None
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Answer
Explanation
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ANSWER: Only 1
Explanation:
Foreign share holding will be allowed in these banks as per the rules for FDI in private banks in India.
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26) Which of the following committee recommended establishment of payments banks?
a. P J Nayak Committee
b. C. Rangrajan Committee
c. Nachiket Mor Committee
d. Bimal Jalan Committee
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27) Which of the following will be achieved by Payment banks?
1. Elimination of the black money
2. Greater financial inclusion
3. Cash-less banking
a. 1,2
b. 1,3
c. 2,3
d. All
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28) Nagorno-Karabakh is a disputed territory in
a. Georgia
b. Russia
c. Armania
d. Azerbaijan
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Answer
Explanation
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ANSWER: Azerbaijan
Explanation:
Nagorno-Karabakh is a landlocked region in the South Caucasus.Most of the region is governed by the Nagorno-Karabakh Republic, a de facto independent but unrecognized state established on the basis of the Nagorno-Karabakh Autonomous region that was part of the Azerbaijan SSR in Soviet Union. Azerbaijan has not exercised political authority over the region since the advent of the Karabakh movement in 1988.
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29) Russia signed agreement to sell four Mi-35 helicopters to
a. India
b. Syria
c. Pakistan
d. Afghanistan
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Answer
Explanation
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ANSWER: Pakistan
Explanation:
No explanation is available for this question!
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30) Which of the following statements are correct?
1. The Maharashtra Bhushan is a highest and prestigious award presented annually by the government of Maharashtra state.
2. It is awarded in fields of Literature, Art, Sport, Science ,Social Work, Journalism, and Public Administration and Health Services
3. Ratan Tata was awarded with Maharashtra Bhushan
a. 1,2
b. 1,3
c. 2,3
d. All
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Answer
Explanation
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ANSWER: All
Explanation:
No explanation is available for this question!
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