Model Test Paper for Bank Exams - IBPS, SBI, RRB - Set 1

Emanating from the Indian kitchens every morning are the appetizing aromas of crushed spices, lentils, curry leaves and vegetables and working with her deft fingers and loving heart is the woman of the house creating ‘the great Indian home cooked meal’.

This is where the ‘dabbawallas’ sensed a business opportunity way back in 1980 – the idea of delivering home cooked meals to office-goers and their workplace and returning empty meal boxes to their homes before their return in the evening.

Today ‘dabbawallas’ have become integral part of Mumbai’s cultural mosaic. About 5000 of these delivery men crisscross the streets, lanes and by lanes of Mumbai, on foot, bicycle and local train, every morning to deliver about 2,00,000 home cooked meal boxes to office goers at their workplaces. What amazes business strategists across the world is the unique process of near faultless delivery, which even convinced Forbes magazine to give them the highly-prized Sigma Six Rating for quality assurance, a feat achieved by companies such as Motorola and General Electrics.

“The success of the system depends on teamwork and time management that would be the envy of every modern manager. Such is the dedication and commitment of the barely literate and barefoot delivery men who form links in the extensive delivery chain, that there is no system of documentation at all.”

They do not rely on any high technology data bases or computers for communication. Instead they use colours and code markings for identification. “Each container carries an indelible ink alphanumeric coding of some ten characters signifying the various transfer and delivery stages, as well as the individuals who are to be involved in the process.”

One of the major reason for the success of this delivery service is the high-level of personal involvement, relationship orientation and continuous communication with their clients and amongst themselves.
Memorizing about 35 addresses from where they must pick up the boxes it becomes critical for the dabbawalla to keep the flow of information continuous as any miscommunication might result in the unpardonable error of serving a non-vegetarian meal to a pure vegetarian, an act blasphemous enough to wash away all the good deeds of the person in a single stroke.

Emanating from the Indian kitchens every morning are the appetizing aromas of crushed spices, lentils, curry leaves and vegetables and working with her deft fingers and loving heart is the woman of the house creating ‘the great Indian home cooked meal’.

This is where the ‘dabbawallas’ sensed a business opportunity way back in 1980 – the idea of delivering home cooked meals to office-goers and their workplace and returning empty meal boxes to their homes before their return in the evening.

Today ‘dabbawallas’ have become integral part of Mumbai’s cultural mosaic. About 5000 of these delivery men crisscross the streets, lanes and by lanes of Mumbai, on foot, bicycle and local train, every morning to deliver about 2,00,000 home cooked meal boxes to office goers at their workplaces. What amazes business strategists across the world is the unique process of near faultless delivery, which even convinced Forbes magazine to give them the highly-prized Sigma Six Rating for quality assurance, a feat achieved by companies such as Motorola and General Electrics.

“The success of the system depends on teamwork and time management that would be the envy of every modern manager. Such is the dedication and commitment of the barely literate and barefoot delivery men who form links in the extensive delivery chain, that there is no system of documentation at all.”

They do not rely on any high technology data bases or computers for communication. Instead they use colours and code markings for identification. “Each container carries an indelible ink alphanumeric coding of some ten characters signifying the various transfer and delivery stages, as well as the individuals who are to be involved in the process.”

One of the major reason for the success of this delivery service is the high-level of personal involvement, relationship orientation and continuous communication with their clients and amongst themselves.
Memorizing about 35 addresses from where they must pick up the boxes it becomes critical for the dabbawalla to keep the flow of information continuous as any miscommunication might result in the unpardonable error of serving a non-vegetarian meal to a pure vegetarian, an act blasphemous enough to wash away all the good deeds of the person in a single stroke.

Emanating from the Indian kitchens every morning are the appetizing aromas of crushed spices, lentils, curry leaves and vegetables and working with her deft fingers and loving heart is the woman of the house creating ‘the great Indian home cooked meal’.

This is where the ‘dabbawallas’ sensed a business opportunity way back in 1980 – the idea of delivering home cooked meals to office-goers and their workplace and returning empty meal boxes to their homes before their return in the evening.

Today ‘dabbawallas’ have become integral part of Mumbai’s cultural mosaic. About 5000 of these delivery men crisscross the streets, lanes and by lanes of Mumbai, on foot, bicycle and local train, every morning to deliver about 2,00,000 home cooked meal boxes to office goers at their workplaces. What amazes business strategists across the world is the unique process of near faultless delivery, which even convinced Forbes magazine to give them the highly-prized Sigma Six Rating for quality assurance, a feat achieved by companies such as Motorola and General Electrics.

“The success of the system depends on teamwork and time management that would be the envy of every modern manager. Such is the dedication and commitment of the barely literate and barefoot delivery men who form links in the extensive delivery chain, that there is no system of documentation at all.”

They do not rely on any high technology data bases or computers for communication. Instead they use colours and code markings for identification. “Each container carries an indelible ink alphanumeric coding of some ten characters signifying the various transfer and delivery stages, as well as the individuals who are to be involved in the process.”

One of the major reason for the success of this delivery service is the high-level of personal involvement, relationship orientation and continuous communication with their clients and amongst themselves.
Memorizing about 35 addresses from where they must pick up the boxes it becomes critical for the dabbawalla to keep the flow of information continuous as any miscommunication might result in the unpardonable error of serving a non-vegetarian meal to a pure vegetarian, an act blasphemous enough to wash away all the good deeds of the person in a single stroke.

Emanating from the Indian kitchens every morning are the appetizing aromas of crushed spices, lentils, curry leaves and vegetables and working with her deft fingers and loving heart is the woman of the house creating ‘the great Indian home cooked meal’.

This is where the ‘dabbawallas’ sensed a business opportunity way back in 1980 – the idea of delivering home cooked meals to office-goers and their workplace and returning empty meal boxes to their homes before their return in the evening.

Today ‘dabbawallas’ have become integral part of Mumbai’s cultural mosaic. About 5000 of these delivery men crisscross the streets, lanes and by lanes of Mumbai, on foot, bicycle and local train, every morning to deliver about 2,00,000 home cooked meal boxes to office goers at their workplaces. What amazes business strategists across the world is the unique process of near faultless delivery, which even convinced Forbes magazine to give them the highly-prized Sigma Six Rating for quality assurance, a feat achieved by companies such as Motorola and General Electrics.

“The success of the system depends on teamwork and time management that would be the envy of every modern manager. Such is the dedication and commitment of the barely literate and barefoot delivery men who form links in the extensive delivery chain, that there is no system of documentation at all.”

They do not rely on any high technology data bases or computers for communication. Instead they use colours and code markings for identification. “Each container carries an indelible ink alphanumeric coding of some ten characters signifying the various transfer and delivery stages, as well as the individuals who are to be involved in the process.”

One of the major reason for the success of this delivery service is the high-level of personal involvement, relationship orientation and continuous communication with their clients and amongst themselves.
Memorizing about 35 addresses from where they must pick up the boxes it becomes critical for the dabbawalla to keep the flow of information continuous as any miscommunication might result in the unpardonable error of serving a non-vegetarian meal to a pure vegetarian, an act blasphemous enough to wash away all the good deeds of the person in a single stroke.

Emanating from the Indian kitchens every morning are the appetizing aromas of crushed spices, lentils, curry leaves and vegetables and working with her deft fingers and loving heart is the woman of the house creating ‘the great Indian home cooked meal’.

This is where the ‘dabbawallas’ sensed a business opportunity way back in 1980 – the idea of delivering home cooked meals to office-goers and their workplace and returning empty meal boxes to their homes before their return in the evening.

Today ‘dabbawallas’ have become integral part of Mumbai’s cultural mosaic. About 5000 of these delivery men crisscross the streets, lanes and by lanes of Mumbai, on foot, bicycle and local train, every morning to deliver about 2,00,000 home cooked meal boxes to office goers at their workplaces. What amazes business strategists across the world is the unique process of near faultless delivery, which even convinced Forbes magazine to give them the highly-prized Sigma Six Rating for quality assurance, a feat achieved by companies such as Motorola and General Electrics.

“The success of the system depends on teamwork and time management that would be the envy of every modern manager. Such is the dedication and commitment of the barely literate and barefoot delivery men who form links in the extensive delivery chain, that there is no system of documentation at all.”

They do not rely on any high technology data bases or computers for communication. Instead they use colours and code markings for identification. “Each container carries an indelible ink alphanumeric coding of some ten characters signifying the various transfer and delivery stages, as well as the individuals who are to be involved in the process.”

One of the major reason for the success of this delivery service is the high-level of personal involvement, relationship orientation and continuous communication with their clients and amongst themselves.
Memorizing about 35 addresses from where they must pick up the boxes it becomes critical for the dabbawalla to keep the flow of information continuous as any miscommunication might result in the unpardonable error of serving a non-vegetarian meal to a pure vegetarian, an act blasphemous enough to wash away all the good deeds of the person in a single stroke.

The oil industry was born in the United States around the time of the Civil War. As the world’s largest oil producer and exporter, the US supplied the oil on which the Allied Forces floated to victory in World War 1. In 1920, 64% of the world’s oil was produced in the US. The growing uses of petroleum in modern American industrial society led several domestic companies to secure oil concessions in Mexico but foreign production was not actively sought after the First World War.

In the early 1920s, however, two fears seized the American oil industry. First, it was feared that in the not too distant future,” The position of the US regarding oil”, wrote the Director of US Geological Survey, “can best be characterized as precarious.”

Second, while a domestic oil shortage seemed imminent, so did the possibility that the major sources of petroleum outside North America would soon be locked up by foreign interests- primarily by British Petroleum and Royal Dutch Shell. This fear was mixed with indignation over the fact that British appeared to be ungrateful for America’s wartime effort and seemed to be doing everything in their power to consolidate their foreign petroleum supply positions at the expense of US nationals.” The British position is impregnable,” wrote Sir Edward Mackey Edgar, a British oilman, “All the known oil fields, all the likely or probable fields outside of the United States itself, are in British hands or under British management or control, or financed by British capital.”

The oil industry was born in the United States around the time of the Civil War. As the world’s largest oil producer and exporter, the US supplied the oil on which the Allied Forces floated to victory in World War 1. In 1920, 64% of the world’s oil was produced in the US. The growing uses of petroleum in modern American industrial society led several domestic companies to secure oil concessions in Mexico but foreign production was not actively sought after the First World War.

In the early 1920s, however, two fears seized the American oil industry. First, it was feared that in the not too distant future,” The position of the US regarding oil”, wrote the Director of US Geological Survey, “can best be characterized as precarious.”

Second, while a domestic oil shortage seemed imminent, so did the possibility that the major sources of petroleum outside North America would soon be locked up by foreign interests- primarily by British Petroleum and Royal Dutch Shell. This fear was mixed with indignation over the fact that British appeared to be ungrateful for America’s wartime effort and seemed to be doing everything in their power to consolidate their foreign petroleum supply positions at the expense of US nationals.” The British position is impregnable,” wrote Sir Edward Mackey Edgar, a British oilman, “All the known oil fields, all the likely or probable fields outside of the United States itself, are in British hands or under British management or control, or financed by British capital.”

The oil industry was born in the United States around the time of the Civil War. As the world’s largest oil producer and exporter, the US supplied the oil on which the Allied Forces floated to victory in World War 1. In 1920, 64% of the world’s oil was produced in the US. The growing uses of petroleum in modern American industrial society led several domestic companies to secure oil concessions in Mexico but foreign production was not actively sought after the First World War.

In the early 1920s, however, two fears seized the American oil industry. First, it was feared that in the not too distant future,” The position of the US regarding oil”, wrote the Director of US Geological Survey, “can best be characterized as precarious.”

Second, while a domestic oil shortage seemed imminent, so did the possibility that the major sources of petroleum outside North America would soon be locked up by foreign interests- primarily by British Petroleum and Royal Dutch Shell. This fear was mixed with indignation over the fact that British appeared to be ungrateful for America’s wartime effort and seemed to be doing everything in their power to consolidate their foreign petroleum supply positions at the expense of US nationals.” The British position is impregnable,” wrote Sir Edward Mackey Edgar, a British oilman, “All the known oil fields, all the likely or probable fields outside of the United States itself, are in British hands or under British management or control, or financed by British capital.”

The oil industry was born in the United States around the time of the Civil War. As the world’s largest oil producer and exporter, the US supplied the oil on which the Allied Forces floated to victory in World War 1. In 1920, 64% of the world’s oil was produced in the US. The growing uses of petroleum in modern American industrial society led several domestic companies to secure oil concessions in Mexico but foreign production was not actively sought after the First World War.

In the early 1920s, however, two fears seized the American oil industry. First, it was feared that in the not too distant future,” The position of the US regarding oil”, wrote the Director of US Geological Survey, “can best be characterized as precarious.”

Second, while a domestic oil shortage seemed imminent, so did the possibility that the major sources of petroleum outside North America would soon be locked up by foreign interests- primarily by British Petroleum and Royal Dutch Shell. This fear was mixed with indignation over the fact that British appeared to be ungrateful for America’s wartime effort and seemed to be doing everything in their power to consolidate their foreign petroleum supply positions at the expense of US nationals.” The British position is impregnable,” wrote Sir Edward Mackey Edgar, a British oilman, “All the known oil fields, all the likely or probable fields outside of the United States itself, are in British hands or under British management or control, or financed by British capital.”

The first objects that assume a distinct presence before me, as I look far back, into the blank of my infancy, are my mother with her pretty hair and youthful shape, and Peggotty with no shape at all, and eyes so dark that they seemed to darken their whole neighbourhood in her face, and cheeks and arms so hard and red that I ...(a)... the birds didn't peck her in preference to apples.

I believe I can ...(b)... these two at a little distance apart, dwarfed to my sight by stooping down or kneeling on the floor, and I going unsteadily from the one to the other. I have an ...(c)... on my mind which I cannot distinguish from actual remembrance, of the touch of Peggotty's forefinger as she used to hold it out to me, and of its being roughened by needlework, like a pocket nutmeg-grater.

This may be fancy, though I think the memory of most of us can go farther back into such times than many of us suppose; just as I believe the ...(d)... of observation in numbers of very young children to be quite wonderful for its closeness and accuracy. Indeed, I think that most grown men who are remarkable in this respect, may with greater propriety be said not to have lost the faculty, than to have acquired it; the rather, as I generally observe such men to retain a certain freshness, and gentleness, and capacity of being pleased, which are also an ...(e)... they have preserved from their childhood.

The first objects that assume a distinct presence before me, as I look far back, into the blank of my infancy, are my mother with her pretty hair and youthful shape, and Peggotty with no shape at all, and eyes so dark that they seemed to darken their whole neighbourhood in her face, and cheeks and arms so hard and red that I ...(a)... the birds didn't peck her in preference to apples.

I believe I can ...(b)... these two at a little distance apart, dwarfed to my sight by stooping down or kneeling on the floor, and I going unsteadily from the one to the other. I have an ...(c)... on my mind which I cannot distinguish from actual remembrance, of the touch of Peggotty's forefinger as she used to hold it out to me, and of its being roughened by needlework, like a pocket nutmeg-grater.

This may be fancy, though I think the memory of most of us can go farther back into such times than many of us suppose; just as I believe the ...(d)... of observation in numbers of very young children to be quite wonderful for its closeness and accuracy. Indeed, I think that most grown men who are remarkable in this respect, may with greater propriety be said not to have lost the faculty, than to have acquired it; the rather, as I generally observe such men to retain a certain freshness, and gentleness, and capacity of being pleased, which are also an ...(e)... they have preserved from their childhood.

The first objects that assume a distinct presence before me, as I look far back, into the blank of my infancy, are my mother with her pretty hair and youthful shape, and Peggotty with no shape at all, and eyes so dark that they seemed to darken their whole neighbourhood in her face, and cheeks and arms so hard and red that I ...(a)... the birds didn't peck her in preference to apples.

I believe I can ...(b)... these two at a little distance apart, dwarfed to my sight by stooping down or kneeling on the floor, and I going unsteadily from the one to the other. I have an ...(c)... on my mind which I cannot distinguish from actual remembrance, of the touch of Peggotty's forefinger as she used to hold it out to me, and of its being roughened by needlework, like a pocket nutmeg-grater.

This may be fancy, though I think the memory of most of us can go farther back into such times than many of us suppose; just as I believe the ...(d)... of observation in numbers of very young children to be quite wonderful for its closeness and accuracy. Indeed, I think that most grown men who are remarkable in this respect, may with greater propriety be said not to have lost the faculty, than to have acquired it; the rather, as I generally observe such men to retain a certain freshness, and gentleness, and capacity of being pleased, which are also an ...(e)... they have preserved from their childhood.

The first objects that assume a distinct presence before me, as I look far back, into the blank of my infancy, are my mother with her pretty hair and youthful shape, and Peggotty with no shape at all, and eyes so dark that they seemed to darken their whole neighbourhood in her face, and cheeks and arms so hard and red that I ...(a)... the birds didn't peck her in preference to apples.

I believe I can ...(b)... these two at a little distance apart, dwarfed to my sight by stooping down or kneeling on the floor, and I going unsteadily from the one to the other. I have an ...(c)... on my mind which I cannot distinguish from actual remembrance, of the touch of Peggotty's forefinger as she used to hold it out to me, and of its being roughened by needlework, like a pocket nutmeg-grater.

This may be fancy, though I think the memory of most of us can go farther back into such times than many of us suppose; just as I believe the ...(d)... of observation in numbers of very young children to be quite wonderful for its closeness and accuracy. Indeed, I think that most grown men who are remarkable in this respect, may with greater propriety be said not to have lost the faculty, than to have acquired it; the rather, as I generally observe such men to retain a certain freshness, and gentleness, and capacity of being pleased, which are also an ...(e)... they have preserved from their childhood.

The first objects that assume a distinct presence before me, as I look far back, into the blank of my infancy, are my mother with her pretty hair and youthful shape, and Peggotty with no shape at all, and eyes so dark that they seemed to darken their whole neighbourhood in her face, and cheeks and arms so hard and red that I ...(a)... the birds didn't peck her in preference to apples.

I believe I can ...(b)... these two at a little distance apart, dwarfed to my sight by stooping down or kneeling on the floor, and I going unsteadily from the one to the other. I have an ...(c)... on my mind which I cannot distinguish from actual remembrance, of the touch of Peggotty's forefinger as she used to hold it out to me, and of its being roughened by needlework, like a pocket nutmeg-grater.

This may be fancy, though I think the memory of most of us can go farther back into such times than many of us suppose; just as I believe the ...(d)... of observation in numbers of very young children to be quite wonderful for its closeness and accuracy. Indeed, I think that most grown men who are remarkable in this respect, may with greater propriety be said not to have lost the faculty, than to have acquired it; the rather, as I generally observe such men to retain a certain freshness, and gentleness, and capacity of being pleased, which are also an ...(e)... they have preserved from their childhood.

(A) And this thought having occurred to him, he had it proclaimed throughout his kingdom that he would give a great reward to anyone who would teach him what was the right time for every action, and who were the most necessary people, and how he might know what was the most important thing to do.

(B) It once occurred to a certain king, that if he always knew the right time to begin everything; if he knew who were the right people to listen to, and whom to avoid; and, above all, if he always knew what was the most important thing to do, he would never fail in anything he might undertake.

(C) And learned men came to the King, but they all answered his questions differently.

(D) Only thus, said they, could everything be done at its proper time.

(E) In reply to the first question, some said that to know the right time for every action, one must draw up in advance, a table of days, months and years, and must live strictly according to it.

(A) And this thought having occurred to him, he had it proclaimed throughout his kingdom that he would give a great reward to anyone who would teach him what was the right time for every action, and who were the most necessary people, and how he might know what was the most important thing to do.

(B) It once occurred to a certain king, that if he always knew the right time to begin everything; if he knew who were the right people to listen to, and whom to avoid; and, above all, if he always knew what was the most important thing to do, he would never fail in anything he might undertake.

(C) And learned men came to the King, but they all answered his questions differently.

(D) Only thus, said they, could everything be done at its proper time.

(E) In reply to the first question, some said that to know the right time for every action, one must draw up in advance, a table of days, months and years, and must live strictly according to it.

(A) And this thought having occurred to him, he had it proclaimed throughout his kingdom that he would give a great reward to anyone who would teach him what was the right time for every action, and who were the most necessary people, and how he might know what was the most important thing to do.

(B) It once occurred to a certain king, that if he always knew the right time to begin everything; if he knew who were the right people to listen to, and whom to avoid; and, above all, if he always knew what was the most important thing to do, he would never fail in anything he might undertake.

(C) And learned men came to the King, but they all answered his questions differently.

(D) Only thus, said they, could everything be done at its proper time.

(E) In reply to the first question, some said that to know the right time for every action, one must draw up in advance, a table of days, months and years, and must live strictly according to it.

(A) And this thought having occurred to him, he had it proclaimed throughout his kingdom that he would give a great reward to anyone who would teach him what was the right time for every action, and who were the most necessary people, and how he might know what was the most important thing to do.

(B) It once occurred to a certain king, that if he always knew the right time to begin everything; if he knew who were the right people to listen to, and whom to avoid; and, above all, if he always knew what was the most important thing to do, he would never fail in anything he might undertake.

(C) And learned men came to the King, but they all answered his questions differently.

(D) Only thus, said they, could everything be done at its proper time.

(E) In reply to the first question, some said that to know the right time for every action, one must draw up in advance, a table of days, months and years, and must live strictly according to it.

(A) And this thought having occurred to him, he had it proclaimed throughout his kingdom that he would give a great reward to anyone who would teach him what was the right time for every action, and who were the most necessary people, and how he might know what was the most important thing to do.

(B) It once occurred to a certain king, that if he always knew the right time to begin everything; if he knew who were the right people to listen to, and whom to avoid; and, above all, if he always knew what was the most important thing to do, he would never fail in anything he might undertake.

(C) And learned men came to the King, but they all answered his questions differently.

(D) Only thus, said they, could everything be done at its proper time.

(E) In reply to the first question, some said that to know the right time for every action, one must draw up in advance, a table of days, months and years, and must live strictly according to it.