IBPS General Awareness model test paper - 5

IBPS General Awareness model test paper - 5

Q1. Cryptocurrency is a _______ .

A. Digital Medium of Exchange.
B. Plastic Money.
C. Both A & B.
D. None of these.

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Q2. Computer Emergency Response Team India comes under ___________.

A. Ministry of Communications and Information Technology
B. Ministry of Commerce.
C. RBI
D. Department of Information & Technology.

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Q3. Which country did not participated in the 44th World Economic Forum ?

A. India.
B. Israel
C. Iran
D. None of these

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Q4. Which _________ panel is scrutinizing applications for new bank licences.

A. P Chidamabram.
B. C.N.R. Rao Panel.
C. Bimal Jalan Panel.
D. None of these.

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Q5. Who is heading the panel on New Banking License ?

A. Bimal Jalan
B. Raghuram Rajan
C. U.N. Sinha
D. Mr. Anand Sinha

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Q6. Which one is not the most common objective of Banking regulations ?

A. Systematic Risk Reduction.
B. Credit Allocation
C. Prudential Objectives
D. Market Discipline.

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Q7. Which statement is not correct about Capital Adequacy Ratio ?

A. It is a thermometer of Bank’s Health.
B. It is the ratio of its Capital to its Risk.
C. It can indicate the Capacity of the Bank’s ability to absorb the possible losses.
D. A good CAR makes vulnerable to the Depositors and lose faith in the banking system.

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Q8. Common Equity is best understand as ______.

A. The amount that all common shareholders invested in a company.
B. Mixed Equities of different shares in a portfolio.
C. Both (A) & (B)
D. None of these.

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Q9. Which power is given by SARFAESI Act to Banks ?

A. Seize
B. Desist
C. Both (A) & (B)
D. None of these

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Q10. In which year India become a member of Financial Action Task Force ?

A. 1978
B. 2000
C. 2010
D. 1994

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Q11. __________ was appointed by PM in July 2012 to look into taxation of IT sector.

A. Rangachary committee
B. Bimal Jalan Committee
C. C N R Rao Committee
D. Damodran Committee

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Q12. Which award is given for an Outstanding Woman Reporter in India ?

A. Chameli Devi Jain Award
B. Padma Shree Award.
C. Patrakarita Award.
D. Mahila Patrakar Award.

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Q13. In April 2013, A Bill has been introduced in the Lok Sabha to raise the authorised capital of the Regional Rural Banks to Rs _____ .

A. 1000 Crore
B. 500 Crore
C. 2500 Crore
D. 5 Crore

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Q14. Is it legal to get the two PAN Cards or PAN numbers ?

A. True
B. False

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Q15. In Take Out Financing there is/are how many parties involve ?

A. One
B. Two
C. Three
D. Four

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Q16. In India, main Products of Retail Banking are ________.

A. Loan products
B. Card Products
C. Deposit Products
D. All of these

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Q17. Microcredit is defined as _____.

A. It is the small credit given to poor.
B. It is the instalment given by Farmers against Loan.
C. It is the amount given by Govt. for Small Industries Development.
D. None of these.
E. None of these

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Q18. Priority Sector does not includes the _____.

A. Agricultural Finance
B. Education Loans
C. Housing loans
D. Life Insurance Policy

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Q19. Financial Inclusion is also known as ________.

A. Social Responsibility of the Banking and Govt. System.
B. Delivery of Financial Services at an affordable cost
C. Delivery of banking services at an affordable cost.
D. All of these

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Q20. Kelkar Committee Gave recommendations on ___________.

A. Tax Structure Reforms
B. Delisting in Share market
C. Broad Frame work of Insurance Sector
D. Company Law Reforms

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Q21.Which one is not the Government Securities ?

A. T- Bill.
B. Floating rate Bonds
C. Dated Securities
D. Call/Put Option Bonds.

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Q22. ‘Your Perfect banking Partner’ is the punch line of ______ Bank.

A. Federal Bank
B. UTI Bank
C. BOB
D. None of these

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Q23. Head office of Bank of Maharashtra is located at ________.

A. New Delhi
B. Bhopal
C. Pune
D. Mumbai.

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Q24. In which year, Credit Guarantee Corporation created ?

A. 1975
B. 1988
C. 1971
D. 2001

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Q25. In which year Small Farmers Agriculture Business Consortium was established?

A. 1994
B. 2011
C. 1988
D. 1975

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