IBPS General Awareness model test paper - 8

IBPS General Awareness model test paper - 8

Q1. What is Bitcoin ?

A. Online Currency and Payment System.
B. Mobile Recharge System
C. Collection of Silver Coins.
D. Biometric Coins.

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Q2. CERT-India is abbreviated as ______.

A. Computer Emergency Response Team- India.
B. Commercial Exchange Response Team- India
C. Commerce & Economics Research Team- India.
D. None of these

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Q3. 44th World Economic Forum (WEF) annual meeting held at __________.

A. NewDelhi, India.
B. Mumbai, Maharashtra.
C. Berlin, Germany
D. Davos, Switzerland.

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Q4. In Jan’2014 _________ Deputy Governor of RBI retired.

A. K C Chakrabarty
B. H R Khan
C. Urjit Patel
D. Mr. Anand Sinha

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Q5. As of Dec’2013, how many Public Sector Banks are in India ?

A. 54
B. 27
C. 22
D. 80

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Q6. NCDEX is known as _______.

A. National Currency Derivatives Exchange.
B. National Currency & Commodity Derivatives Exchange.
C. National Commodity Derivatives Exchange.
D. National Commodity Derivatives Economic Exchange.

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Q7. How many members are in Basel Committee till now (i.e; end of Dec’2013)?

A. 102
B. 84
C. 27
D. 8

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Q8. The Objective of the Basel III are ________.

A. Improve Risk Management and Governance.
B. Strengthen Bank’s Transparency and Disclosures.
C. Both (A) & (B)
D. None of these

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Q9. SIFI is abbreviated as _____.

A. Systematically Important Financial Institutions.
B. System of Introducing Financial Institutions.
C. Systematically Introduced Financial Institutions.
D. None of these

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Q10. Deficit can be best defined as ___.

A. Difference between expenditure and receipts.
B. Difference between expenses and incomes.
C. Sum of per capita income and losses.
D. Sum of possible and inevitable losses.

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Q11. In Banking Terms ROA & ROE is understand as ____.

A. Rate of Assets & Rate of Equities.
B. Ratio of Assets & Ratio of Equities.
C. Return on Assets & Return on Equities.
D. Rate of Assets & Return on Equities.

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Q12.According to the new RBI directive which follows the monetary policy statement of 2013-14 has carved out a sub-sector of ‘Commercial real estate sector (CRE)’ ?

A. Residential housing projects
B. Commercial Projects
C. Both (A) & (B)
D. None of these

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Q13. Chit funds in India are governed by which Act ?

A. Negotiable Instruments Act.
B. SARFAESI Act.
C. Chit Funds Act.
D. None of these

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Q14.Which statement is correct about PAN Card ?

A. It is a Ten- Digit Alpha Numeric Number.
B. It is issued in the form of laminated card.
C. It is issued by Income-Tax department
D. All of these.

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Q15. The Tarapore Committee is best known for _____.

A. Concept of Narrow Banking.
B. Concept of Bio-metric ATMs.
C. Introducing Inflationary Index Bonds
D. None of these

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Q16. In which year, Take Out Financing Scheme was launched ?

A. 2010
B. 2012
C. 2013
D. 2008

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Q17. Who can provide Micro credit ?

A. Regional Rural Banks
B. Co-operative Banks
C. Registered NBFCs
D. Both (A) & (B)
E. All of these

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Q18. Which Government Introduce the Kisan Credit Card Scheme?

A. UPA .
B. NDA
C. RLD
D. None of these

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Q19. SHG- Post Office Linkage programme was launched by _____.

A. State govt. of U.P.
B. RBI
C. NABARD
D. Delhi Govt.

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Q20. Bhurelal Committee gave recommendations on _________.

A. Banking Supervision.
B. Increase in Motor Vehicle Tax
C. Delisting in Share market
D. Pension Scheme for Unorganized Sector.

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Q21. Long Term Markets are also also known as _______.

A. Capital markets
B. Currency Markets
C. Commodity Markets
D. Fixed income Markets

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Q22. ‘Relationship Beyond Banking’ is the punch line of ______ Bank.

A. Allahabad Bank
B. IDBI
C. Bank of India
D. None of these.

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Q23. Head Office of Punjab National Bank is located at _____.

A. New Delhi
B. Hyderabad.
C. Chandigarh
D. Haryana.

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Q24. When was Enactment of Banking regulation Act done?

A. 1947
B. 1907
C. 1949
D. 1998

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Q25. ‘IIIF’ is also known as _______.

A. India Inclusive Innovation Fund.
B. India’s Investors Inclusive Fund.
C. International Investors Inclusive Fund.
D. None of these.

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